2026 basic pay (DFAS, 3.8% raise), BAS and official DoD BAH, effective January 1, 2026. Excludes special pays, bonuses and taxes. See the full 2026 military pay chart.
What does this military pay calculator include?
Your 2026 basic pay (by grade and years of service), BAH for your duty station ZIP, and BAS. It doesn't include special or incentive pays, bonuses, or tax withholding, so check your LES for those.
How much was the 2026 military pay raise?
Basic pay went up 3.8% on January 1, 2026.
Are BAH and BAS taxable?
No. BAH and BAS are tax-free allowances. Basic pay is taxable.
How much is BAS in 2026?
$476.95 a month for enlisted members and $328.48 a month for officers, effective January 1, 2026.
How do mortgage lenders count military pay?
VA lenders count base pay, BAH and BAS. Because BAH and BAS are tax-free, some lenders may gross them up (often by 25%) when figuring your debt ratio, which can raise your buying power.
See what your pay can buy
Lenders count your base pay, BAH and BAS. Our VA buying power calculator turns this into a price range in about 2 minutes, with no credit pull.
More free tools: 2026 BAH calculator · 2026 military pay chart · 2026 BAS rates · GI Bill housing allowance · VA buying power calculator
By branch: USMC BAH · Army BAH · Navy BAH · Air Force BAH