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Meet the team

The people behind your loan

Based in the Temecula Valley. No call center, no hand-offs. Every one of us is a VA loan specialist — and you'll work directly with us from your first question to closing day.

Joey Kubes, retired U.S. Marine and VA loan specialistJK

Joey Kubes

Retired U.S. Marine · VA Loan Specialist
NMLS #2459919 · E Mortgage Capital

Joey served 17½ years in the Marine Corps — three of them as a recruiter — before bringing that same mission focus to mortgages. He specializes in VA loans and knows BAH, BAS and the LES from the inside, so every part of your compensation works for your buying power.

Max Garcia, VA loan specialistMG

Max Garcia

VA Loan Specialist · Partner
NMLS #2613958 · E Mortgage Capital

Max brings deep knowledge of VA loan guidelines, lender relationships and the Southern California market to every file. He co-hosts the Veteran Mortgage Guys VA webinars and is passionate about helping military families build wealth through homeownership.

Bryce Pierce, U.S. Marine Corps veteran and VA loan specialistBP

Bryce Pierce

U.S. Marine Corps Veteran · VA Loan Specialist
NMLS #2415547 · E Mortgage Capital

Bryce brings a veteran's understanding of military life and a deep knowledge of VA loan benefits to every file. He teaches financial literacy and first-time homebuyer classes for active duty service members, and he's passionate about helping military families use their VA benefit to buy their first home.

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