Why a VA loan near March Air Reserve Base
- $0 down for eligible buyers with full entitlement.
- No monthly PMI.
- BAH counts as income — often grossed up because it's tax-free.
- Funding fee waived if you receive VA disability compensation.
2026 BAH near March Air Reserve Base
Your Basic Allowance for Housing is set by your duty station's rate area (Riverside). VA lenders count BAH as income, and because it's tax-free it can often be grossed up when you qualify. The last column shows the home price your with-dependents BAH alone would cover as a monthly payment.
| Pay grade | With dependents | Without | Price BAH alone covers* |
|---|---|---|---|
| E-4 | $3,096 | $2,364 | $370,000 |
| E-5 | $3,351 | $2,670 | $402,000 |
| E-6 | $3,549 | $2,865 | $428,000 |
| E-7 | $3,603 | $3,105 | $435,000 |
| O-2 | $3,546 | $3,270 | $427,000 |
| O-3 | $3,705 | $3,471 | $448,000 |
2026 BAH, Riverside rate area. Verify your exact rate at travel.dod.mil or look up any ZIP with our 2026 BAH calculator. *Illustration only: $0 down, 30-year fixed at a 6.99% example rate, 1.25% property tax, $200/mo insurance, 2.15% funding fee financed. Not a rate quote; your full qualification also uses base pay, debts and VA residual income.
Where March Air Reserve Base families buy
- Moreno Valley: Right next to the base with a wide range of prices.
- Riverside: Established neighborhoods and older homes.
- Perris: Newer construction south of the base.
- Menifee: Master-planned communities; watch Mello-Roos.
- Murrieta & Temecula: Further south; newer homes and communities. See our Temecula & Murrieta guide.
Riverside County numbers for 2026
| County conforming loan limit (one unit) | $832,750 |
| Loan limit with full VA entitlement | No limit* |
| Typical property tax | ~1.1%–1.25% |
*With full entitlement there's no VA loan limit — you still need to qualify for the payment. The county limit matters when part of your entitlement is in use. Newer communities may add Mello-Roos/special taxes. See VA loan limits & entitlement.
Things March ARB buyers ask about
- Reservists and Guard members qualify too. See our Guard & Reserve eligibility guide.
- Civilian income counts. Many March ARB members qualify on civilian pay plus drill pay.
- Mello-Roos is common in newer Menifee, Perris and Murrieta tracts — it counts toward your payment.
100% disabled? Don't miss this
California's disabled veterans' property tax exemption takes $180,671 off your home's assessed value in 2026 — or $271,009 for low-income households. See how to file in Riverside County. And starting with 2027–28 taxes, California's new SB 296 raises it to 50% of your home's value (up to $1M), or 100% with household income of $83,474 or less.
Common questions
How much house can I afford near March ARB with a VA loan?
It depends on your base pay, BAH, other income, debts and family size — VA looks at your debt ratio and residual income. Our free calculator uses 2026 pay and BAH tables to estimate your price range in about 2 minutes.
Do reservists at March ARB qualify for a VA loan?
Many do: generally six years in the Selected Reserve, or 90 days of non-training active duty under Title 10 (or 90 days of full-time Title 32 orders, with at least 30 in a row). Your Certificate of Eligibility confirms it.
What's the VA loan limit near March ARB?
With full VA entitlement there's no loan limit. If part of your entitlement is in use, the Riverside County limit of $832,750 (2026) is used to figure how much you can borrow with $0 down.
Do I need a down payment?
Not if you have full entitlement and qualify for the payment. You'll still have closing costs, which can often be covered by seller concessions or lender credits.
See your real numbers
Our free calculator uses 2026 pay tables, BAH by ZIP and VA residual income standards. About 2 minutes, no credit pull.
Educational information only, not a commitment to lend or a loan approval. VA guidelines and lender requirements change; your eligibility and terms depend on your full application, credit, income and VA entitlement.